Strategic Advisers, Inc. (SAI) is a registered investment adviser and wholly owned subsidiary of FMR LLC, providing discretionary and non-discretionary investment management services through Fidelity's retail and institutional distribution channels. SAI consists of a team of investment professionals that constructs and manages asset allocation portfolios. To support these portfolios the team researches and analyzes Fidelity and non-Fidelity funds.

In addition to investment management, SAI specializes in the following for individual investors:

• Investment risk management
• Portfolio analytics
• Asset/liability modeling
• Internet investment planning tools